Fast & Simple Financing for Your HVAC Project
Residential HVAC Financing: Affordable Heat and AC Solutions
Affordable HVAC Financing with low interest or low monthly payments available! (WAC)
We have teamed up with some of the best lenders in the industry to offer affordable HVAC financing for all customers that would like payment plan options (WAC). Just click on the Payzer financing link on this page and fill out the application. It’s really fast and easy! Less than perfect credit? No problem, just click on the Spectrum link on this page to fill out an application for hassle-free financing!
Flexible Easy Affordable
PEAC Solutions Commercial Financing: Making Comfort Affordable
At Solutions Heating & Cooling, we understand that investing in quality HVAC systems is essential for your comfort, but can sometimes present financial challenges. That’s why we’ve partnered with PEAC Solutions to offer flexible financing options that make upgrading your heating and cooling systems more accessible than ever.
Our application process takes only 5 minutes or less with:
- No Financials Required for Loans up to $250,000
- Terms up to 72 Months
- Same-Day Credit Approval
- Easier & Quicker than a Traditional Bank Loan
- Keep More Cash On-Hand with Little to No Upfront Money
Simplified Financing Process
- No financial documents required for amounts up to $250,000
- Same-day credit approval gets your project moving quickly
- Easier and faster approval process than traditional bank loans
Customized Payment Solutions
- Flexible terms ranging from 24 to 72 months
- Various purchase options to suit your budget
- Financing custom-fit to meet your specific needs
Additional Financial Advantages
- Purchases may be 100% tax deductible (consult your tax advisor)
- No building ownership required—perfect for rental properties
- No real estate liens attached to your property
Preserve Your Cash Flow
- Little to no money required upfront
- Keep your savings intact while still getting the HVAC solution you need
- Grow your home’s value without a large cash outlay
Get Ahead of Supply Challenges
- Secure your equipment before manufacturer lead times increase
- Receive upfront payment coverage up to $50,000
- For larger projects over $50,000, benefit from 50% upfront coverage
Comprehensive Project Financing
- Bundle your entire HVAC project into one affordable monthly payment
- Finance amounts from $1,000 up to $1,000,000
- Include everything in one package: equipment, ductwork, installation, warranties, and service contracts
Whether you’re a homeowner, business owner, or property manager, our PEAC Solutions financing makes quality heating and cooling accessible to everyone. Contact Solutions Heating & Cooling today to learn how we can help you stay comfortable while maintaining financial flexibility.

